In The News
“Volatility of market creates need for new strategy” – an article for journal-news.net
Since the beginning of this year, the S&P 500 has fallen in value by almost 10 percent. From the market’s peak in April to its lowest point at the beginning of October, that loss jumps to nearly 20 percent. The market is volatile, and investors are worried.
Many are left asking, “How did this happen?”
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“Charity provision offers tax relief for seniors” – an article for The Spirit of Jefferson
In the past, seniors age 70 ½ and above were forced to take required minimum distributions from their IRAs, whether they needed the additional income or not.
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“Make Cash Flow Analysis Part of Your Financial Plan” – an article for Medical Economics®
The IRS-imposed limits on tax-deferred retirement plan contributions may not be enough to enable you to reach your retirement savings needs, and additional savings may be required to enable you to support your desired lifestyle. A comprehensive financial plan is essential to attaining this goal, and cash flow planning and analysis are key to making such a plan work.
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Julia F. Connell, CFP, MBA is chief financial officer and senior wealth advisor with Hoxton Financial in Winchester, Virginia.
Rob Hoxton Launches The Rural Financial Planning Project to Support Shepherd University Certificate Program Approved by CFP Board of Standards
The Certified Financial Planner Board of Standards, Inc. approved a Shepherd University certificate program entitled Major in Business Administration with a concentration in Financial Planning. The Program is supported by the Rural Financial Planning Project, which was launched by Rob Hoxton, CFP®, and is comprised of a group of professional advisors.
Click here to download the press release
Click here for the Rural Financial Planning Project website
Rob Hoxton discusses how the recent financial crisis has made him question much of what he had been taught throughout his career as a financial advisor.
Financial Planning:
Can Modern Portfolio Theory Safeguard Your Clients?
“With all asset classes moving in near perfect correlation downward, was modern portfolio theory enough to safeguard his clients finances and their life plans? As the markets spiraled downward, five of about 200 clients wanted out altogether, and Hoxton honored their demands to pull all of their assets out of stocks.”
WSJ.com: Advocating for the Client-First Standard of Care
Rob Hoxton outlines the advantages of a universal fiduciary standard in a video interview with reporter Jennifer Cummings, during which he explains why clients deserve to be a financial advisor’s top priority.
Rob Hoxton back on CNBC’s Squawk on the Street!
Thursday, March 10th, 2011 Rob Hoxton was back on CNBC’s Squawk on the Street as a featured guest for the “Thrifty Thursday” segment. This time Rob talked about the importance of risk management and how managing portfolios to meet the client’s personal planning benchmark as well as focusing on good stock valuation helps investors achieve their goals without taking more risk than they need.
Rob Hoxton on CNBC’s Squawk on the Street
Thursday, December 23rd, 2010 Rob Hoxton was a featured guest on CNBC’s Squawk on the Street. During his live appearance, Rob provided his insight on the current market landscape, discussed his outlook for 2011 and offered the most valuable investment plays for the New Year. Watch the video below.
MarketWatch
February 21st, 2011
Rob Hoxton addresses the stock market’s strong performance despite shaky global dynamics and questions whether rising equity prices will translate to real economic improvement.
Rob “cautions investors to be mindful of ‘style drift’”
U.S.News & World Report: Money
Diversification: Can You Have Too Much of a Good Thing?
“Many, if not all, financial advisors will tell you that diversification is one of the best ways to keep the twin menaces of risk and volatility at bay, while protecting your portfolio from large losses in market downturns. The basic concept involves spreading your money across several asset classes and investment styles—essentially not putting all your eggs in one basket.”
Rob Discusses the Retirement Hurdles Baby Boomers are Facing
AARP Bulletin
Many Boomers Report No Savings at All
“The recession contributed to a general feeling of uncertainty,” says Rob Hoxton, a certified financial planner and president of Hoxton Financial in Shepherdstown, W.V. “We have people who’ve come to us and said, ‘Can you fix me and can I still retire?’
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Rob Lends his Insight in an Article for Accounting Today
Sobering Advice
Post-crash, advisors are easing clients toward lower expectations
It is the standard caveat of the investment business: Past performance is no guarantee of future results. But are CPAs actually advising their clients accordingly?
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Article for Maryland Association Of CPAs
The new 401(k): Cash balance plans for fast recuperation and tax deferrals
by Rob Hoxton
After the economy quickly demolished many retirement savings plans, business owners, executives, professionals and other high income individuals hope to regain the losses suffered in their retirement investments. Unfortunately, for your clients who are 401(k) and profit sharing plan participants, the maximum contribution amounts can be rapidly reached.
Hoxton Financial Named a Top Wealth Manager for 2010
For the seventh consecutive year, Hoxton Financial, Inc. was named a 2010 Top Wealth Manager in the annual Top Wealth Managers survey. Rob Hoxton CFP®, AAMS, AIF®, the President and CEO of Hoxton Financial, attributes his firm’s consistent showing in the elite group of Registered Investment Advisors (RIAs) as a result of their “excellent reputation.”
